Share Certificates
These special savings accounts offer an economical way to save for expenses that occur each year and are designed to help meet your special savings needs. Dividends are paid quarterly on daily balances of $100 or more. Statements are mailed quarterly.
Early withdrawal penalties may be imposed if you withdraw any of the principal before the maturity date. For certificates with maturity terms of 12 months or less, the amount of the early withdrawal penalty is equal to 90 days of dividends. For certificate accounts with maturity terms longer than 12 months, the amount of the early withdrawal penalty for your accounts is equal to 180 days of dividends. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on this account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.
6-, 12-, 18-, 24-, 30- & 36-month terms
Periodic Certificate Specials